This 4-bed, 3-bath residence in Monticello offers the flexibility of a non HOA setting while still providing comfortable everyday living. Thoughtfully planned, the interior provides 2,854 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. The outdoor space includes approximately 5 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. The property includes parking available, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. Currently listed for about 15 days, this property combines space, style, and value. At $664,900, this home is well positioned for buyers seeking value in Monticello.